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How Comprehensive Auto Insurance Benefits Florida Drivers

Comprehensive auto insurance can be a useful resource for Florida drivers. The state is prone to harsh weather conditions, high rates of vehicle theft, and other risks. Florida drivers must have minimum liability coverage, but comprehensive auto insurance can help fill in the gaps that liability coverage doesn’t protect.

With comprehensive auto insurance, you can be sure that your vehicle is protected from a variety of risks. With simple liability insurance coverage, it only applies when you cause an accident resulting in property damage or injuries. Comprehensive auto insurance applies when your vehicle is damaged by something other than an accident.

What’s Offered With Comprehensive Auto Insurance?

Comprehensive auto insurance can offer protections that many Floridians may find attractive including the following:

Collisions

Comprehensive auto insurance is helpful when your car collides with an animal that’s entered the road. Other forms of auto insurance may not offer coverage for these instances. Comprehensive auto insurance will cover you, your passengers, your vehicle, and any property damage caused by the accident.

Stolen

With vehicle thefts on the rise in Florida, it may be a good idea to get comprehensive auto insurance that covers auto theft. Comprehensive insurance will allow you to cover the value of the car. You can also get an emergency rental car while you work on replacing your stolen vehicle.

Weather

Living in Florida can come with beautiful sandy beaches and sunshine but it can also bring harsh weather conditions. That’s why comprehensive auto insurance may be a good idea for Florida drivers. It offers protection against damage to your car caused by weather-related events. This can include a tree falling on your car caused by strong winds. It will also cover hail damage to your car or windshield.

Flooding

Flooding is also a concern for many Floridians. If flooding occurs at a severe level, it could turn your vehicle into a total loss. Comprehensive auto insurance can help with situations like this. It can help cover costs for repairs or to replace your vehicle.

Fire

Car fires aren’t something any drivers want to think about but it can happen. With comprehensive auto insurance, you can be sure that your vehicle is protected against various incidents that could cause costly damage to your vehicle, such as a fire.

Reliable Coverage Offered to You

COBIA Insurance can help you with your comprehensive auto insurance coverage. We offer auto insurance coverage options that you can tailor to your specific needs. Our team of insurance experts will walk you through the process of figuring out risks and solutions.

We are locally owned and operated so we understand what type of protections will benefit Florida drivers the most. We prioritize customer service, which is why our client renewal rate is at 95%.

Please contact us here to get a quote and to learn more information about our auto insurance coverage options.

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